Registered Disability Savings Plan (RDSP

What is the Registered Disability
Savings Plan (RDSP)?

Vania Karam, CPA, CGA
July 18, 2017

The RDSP is a long-term savings plan to help Canadians with a disability to save for the future. If you have an RDSP, you may also be eligible for a Canada Disability Savings Grant (CDSG) or Bond.

The RDSP is available to individuals under 60 years of age who have a long-term disability and are eligible for the Disability Tax Credit. RDSP contributions are limited to a lifetime maximum of $200,000 and are not tax deductible.

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